Complete the form below and we'll match you with the best lending options.
1
Contact
2
Verify
3
Business
4
Loan
5
Review
Contact Information
Loan Matcher: Common Questions
How does the loan matcher work?+
You answer six questions about your business — revenue, time in business, credit, loan amount, timeline, and use of funds. We map your answers against the qualification criteria for SBA loans, term loans, lines of credit, equipment financing, invoice factoring, and merchant cash advances. You see the products you actually qualify for, ranked by likely cost.
Do I need to provide my SSN or tax ID?+
No. The matcher is informational — it runs on the answers you give and never asks for sensitive identifiers. You'd only provide an SSN later, when you formally apply to a specific lender through the pre-qualification flow.
What if I don't qualify for an SBA loan?+
That's the whole reason this tool exists. SBA loans deny roughly 60% of applicants. The matcher always shows you the alternative products that fit your profile — term loans (faster, accept lower FICOs), lines of credit (flexible draw + repay), revenue-based financing (no fixed payment), or MCAs (fast cash, higher cost). One of these usually works even when SBA doesn't.
How accurate are the matches?+
The matches use the same qualification thresholds lenders publish: minimum FICO, minimum monthly revenue, minimum time in business, industry restrictions, and loan-size limits. So a 'qualified' result here means a lender will accept your application — not a guarantee of approval, but a reliable filter that saves you from applying to products that auto-reject.
Is the loan matcher free?+
Yes. No cost, no obligation, no signup required. We make money only when a lender funds a loan we referred — and we only refer to lenders who pay us the same regardless of which product they sell. There's no incentive to push you toward a higher-margin product. The matcher's job is to show you what fits, full stop.